Talents were introduced in the second part of The Banner Saga. They represent the chance to get a small bonus in combat, enough to give you the edge in a critical situation without breaking the delicate balance of the game's battle mechanics.
Talents Description[]
Once stats are maxed, then high-ranked heroes can be further specialized by spending promotion points to unlock Talents. There are six Ranks for each Talent, but promotion points can be added only up to Rank 3; Ranks 4-6 are only accessible through powerful Items.
List of Talents[]
There are currently two Talents for each of the five stats. Each hero can have only one Talent per stat, i.e. up to five Talents per hero.
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Hunker Down
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Tighten Straps
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Robust
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Artery Strike
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Defy
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Stubborn
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Dodge
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Lucky Shot
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Exploit
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Divert
Hunker Down[]

Hunker Down
Ruling stat: Armor
Flavor text: "Bracing at the right time can ruin an enemy's plans to weaken you."
- Rank 1: 20% chance to Resist 1 Armor damage.
- Rank 2: 20% chance to Resist 2 Armor damage.
- Rank 3: 20% chance to Resist 3 Armor damage.
- Rank 4: 20% chance to Resist 4 Armor damage.
- Rank 5: 20% chance to Resist 5 Armor damage.
- Rank 6: 20% chance to Resist 6 Armor damage.
Tighten Straps[]

Tighten Straps
Ruling stat: Armor
Flavor text: "Armor works better when you get it back where it belongs."
- Rank 1: 20% chance to Regenerate +1 Armor per turn.
- Rank 2: 25% chance to Regenerate +1 Armor per turn.
- Rank 3: 30% chance to Regenerate +1 Armor per turn.
- Rank 4: 35% chance to Regenerate +1 Armor per turn.
- Rank 5: 40% chance to Regenerate +1 Armor per turn.
- Rank 6: 45% chance to Regenerate +1 Armor per turn.
Robust[]

Robust
Ruling stat: Strength
Flavor text: "Years of toil in field and battle have hardened your body against pain."
- Rank 1: 20% chance to Resist 1 Strength damage.
- Rank 2: 20% chance to Resist 2 Strength damage.
- Rank 3: 20% chance to Resist 3 Strength damage.
- Rank 4: 20% chance to Resist 4 Strength damage.
- Rank 5: 20% chance to Resist 5 Strength damage.
- Rank 6: 20% chance to Resist 6 Strength damage.
Artery Strike[]

Artery Strike
Ruling stat: Strength
Flavor text: "'Go for the soft spots' as your trainer is fond of saying."
- Rank 1: 10% bonus Critical-hit chance.
- Rank 2: 15% bonus Critical-hit chance.
- Rank 3: 20% bonus Critical-hit chance.
- Rank 4: 25% bonus Critical-hit chance.
- Rank 5: 30% bonus Critical-hit chance.
- Rank 6: 35% bonus Critical-hit chance.
Defy[]

Defy
Ruling stat: Willpower
Flavor text: "With nothing to lose, you'll hang on as long as you can."
- Rank 1: 30% chance to avoid a killing blow.
- Rank 2: 40% chance to avoid a killing blow.
- Rank 3: 50% chance to avoid a killing blow.
- Rank 4: 60% chance to avoid a killing blow.
- Rank 5: 70% chance to avoid a killing blow.
- Rank 6: 80% chance to avoid a killing blow.
Stubborn[]

Stubborn
Ruling stat: Willpower
Flavor text: "Some give it their all. You refuse to accept that limit."
- Rank 1: 20% chance to Regenerate +1 Willpower per turn.
- Rank 2: 20% chance to Regenerate +2 Willpower per turn.
- Rank 3: 20% chance to Regenerate +3 Willpower per turn.
- Rank 4: 20% chance to Regenerate +4 Willpower per turn.
- Rank 5: 20% chance to Regenerate +5 Willpower per turn.
- Rank 6: 20% chance to Regenerate +6 Willpower per turn.
Dodge[]

Dodge
Ruling stat: Exertion
Flavor text: "Long lives generally belong to the fighters with the fewest scars."
- Rank 1: 5% chance to avoid Strength attack.
- Rank 2: 10% chance to avoid Strength attack.
- Rank 3: 15% chance to avoid Strength attack.
- Rank 4: 20% chance to avoid Strength attack.
- Rank 5: 25% chance to avoid Strength attack.
- Rank 6: 30% chance to avoid Strength attack.
Lucky Shot[]

Lucky Shot
Ruling stat: Exertion
Flavor text: "The god Denglr might be dead, but only luck explains some of these hits."
- Rank 1: 30% bonus hit chance.
- Rank 2: 40% bonus hit chance.
- Rank 3: 50% bonus hit chance.
- Rank 4: 60% bonus hit chance.
- Rank 5: 70% bonus hit chance.
- Rank 6: 80% bonus hit chance.
Exploit[]

Exploit
Ruling stat: Break
Flavor text: "You search for their broken straps or torn mail and then make them pay."
- Rank 1: 10% chance to cause Puncture.
- Rank 2: 15% chance to cause Puncture.
- Rank 3: 20% chance to cause Puncture.
- Rank 4: 25% chance to cause Puncture.
- Rank 5: 30% chance to cause Puncture.
- Rank 6: 35% chance to cause Puncture.
Exploit talent triggers on strength attack. Stacks with archer's Puncture.
Divert[]

Divert
Ruling stat: Break
Flavor text: "A small twist can turn a crushing blow into a scuff on your Armor."
- Rank 1: 5% chance to avoid Armor attack.
- Rank 2: 10% chance to avoid Armor attack.
- Rank 3: 15% chance to avoid Armor attack.
- Rank 4: 20% chance to avoid Armor attack.
- Rank 5: 25% chance to avoid Armor attack.
- Rank 6: 30% chance to avoid Armor attack.
Notes[]
- Bonus chances or bonus stats offered by Talents are stack-able with equivalent bonuses from Items or Abilities. This can make some Talents especially devastating when combined with proper Items on specific heroes; the standard example is Bak (Pig Sticker ability) equipped with Gem of Vez'nan.
- Bonus Ranks offered by Items are only applied to unlocked Talents, i.e. those whose Rank is at least 1.